Internal Analysis

06 Internal Analysis In this part, the report will briefly illustrate the result from analysing the internal environment of CEMEX by supply chain analysis and resources and competences framework and VRIO model. 6. 1 Value Chain Analysis Activities| Resources| Competencies|PrimaryActivities| Supply chain management| | * Good relationships with products suppliers and transportation companies| | Operations| – Internal design| – Import products from Vietnam| | Distribution| – Indirectly: wholesalers, retailers – Stylist packaging| * Knowledgeable salespersons| | Sales and marketing| – Advertising campaigns focus mainly on B2B websites and trade fair| – Effective marketing strategy to differentiate from competitors | | Service| Good relationships with suppliers of different products in Vietnam. Support team for developing new products and help wholesalers to finding new suppliers for other products in Vietnam, India†¦| SupportActivities| Prod uct R&D, Technology and system development| – Market Research and developing new design. | – Rights to copyrights and patents of weaving and designs of carpets/rugs| | Human Resources Management| – 10 employees| * Excellent executive team * Highly skilled employees | | | | |According to threshold/distinctive resources and competencies framework, the defined resources and competencies can be categorized as following: Threshold resources – Distribution system – Opponents’ suppliers – Internal design – Research and development team Threshold resources – Distribution system – Opponents’ suppliers – Internal design – Research and development team Threshold competences * Knowledgeable and enthusiastic staff, especially salespersons – Effective and trusted wholesalers/importers Threshold competences Knowledgeable and enthusiastic staff, especially salespersons – Effective and trusted wh olesalers/importers Distinctive resources – Excellent managing team – Sale and marketing team – Strong cash position Distinctive resources – Excellent managing team – Sale and marketing team – Strong cash position Distinctive competences – Strong brand name – Customer loyalty – Good quality and competitive price products Distinctive competences – Strong brand name – Customer loyalty – Good quality and competitive price products . 2 VRIO Framework Resource/ competency| Valuable? | Rare? | Difficult to imitate? | Exploitable? | Competitive implication| Excellent managing team| Yes| Yes| Yes| Yes| Sustained competitive advantage| Distribution system to wholesalers/retailers| Yes| No| No| Yes| Competitive Parity| Brand/name| Yes| Yes| No| Yes| Temporary competitive advantage| Sales and marketing team| Yes| Yes| No | Yes| Temporary competitive advantage| Customer loyalty| Yes| Yes| Yes| Yes| Sustained com petitive advantage|

My Experience at the Animal Shelters

These are my experiences while visiting both animal shelters; first I visited Orange County Animal Services. When I came in I realize there were people standing on line waiting to talk to the clerk to tell her their business in the shelter. While waiting on line I observed this two young girls in front of me very excited that they were adopting a dog, when they got to the clerk they told the clerk that they had choose a dog and were ready to take him home, the first question from the clerk was what’s the cage number, but they didn’t know the cage number So the clerk told the girls to go back and check the cage number, soonest they left it was my turn to tell the clerk my business at the shelter. I told her I was there from school and it seem like she has got a lot of those visits because before I could finish she told me the best way to get around the shelter, so I wouldn’t miss anything. She told me that after I was done to come back to her and she would have a brochure signed and ready for me to take. I started walking down the hall and the first thing I saw was a table with some pictures of what I suppose is people that work or volunteer there, with dogs and cats from the shelter; the table was decorated with some dog or cat toys. I kept walking and started hearing barking I was getting closer to where the dogs are. As the barks from the dogs were getting louder I looked around at the walls of the hallway they had pictures of dogs and cats with their happy owners that had adopted them from the shelter. Almost at the end of the hall there was a whole wall of pictures with dogs that were missing from their owners, they all looked so happy in the pictures I counted 18 pictures of dogs that were missing from their owners, after I had reviewed and counted the pictures of the missing dogs. I continued walking down the hall and got to the first door because there are two doors to get to the actual place where the dogs are kept. As soon as a walked in I saw the two young girls from earlier, they were getting the info that the clerk needed to continue with the adoption procedure; the dog they were taking was the first dog in the left. I wanted to ask them some questions but they seem to be so exited and in such a rush that I decided not to ask them anything, regardless I saw the dog they were adopting his name is Gizmo he is a five month old male pointer/bloodhound mix he is super happy and riendly I took a picture with my cell phone I kept walking by the cages looking at the dogs trying not to overdo it because I couldn’t stop feeling bad that they had no home and no master to wag their tail to, even though they all seem to wag their tail to very person that passed by and they tried to look as happy as they can under the circumstances, is like if they knew that th ey had to look their best because one of those person passing by could potentially by his or her new master There were about 60 dogs in house on that day, after walking by all the dogs. I went to where the cats are kept. Where the cats are kept is divide it in three parts, two small rooms were in the front to the left and right side. In the middle was the entrance to the bigger room where most of the cats were kept in small cages, that were all around the room, most of the cages had cats in them some of them had two cats in it. There were two women that were working as volunteers; I asked them a few questions. They told me there were about 60 cats in house at the moment they didn’t know the number of cats and dogs that get adopted but they told me it was high if not 100% In that particular animal shelter, they also explained to me what the two smaller rooms are for. The one in the right side was for letting that cats stretch out and do exercise. The other room on the left was for the people who wanted to adopt a cat, could get to know his or her new cat better. After I was done walking through the shelter I went back to the clerk in the front. she had a brochure sign and ready for me to take, I came out from the first shelter and went in to SPCA of central Florida, which was a little confusing to me because it looked like a store, I asked the clerk and she told me I was in the right place, that was the entrance she told me which was the best way to get around the shelter and told me when I was done walking around to come back to her so she can give me a signed brochure. I found that both shelter are the same but different this one had fewer dogs and they looked to me bigger than the once from the other shelter they had about 40 dogs in house at the moment. After I was done with the dogs, I went to the cat section and to my surprise it was a lot bigger than the other one and had different rooms for different thing, there was a section for sick cats, for healthy cats, for cats that are going home, for cats to know their new master, and for wild cats. I talked to Sherry a nice lady that works there and had the patience to walk and showed all the cat places I mentioned. I ask her about cats and dog adoptions and she told me it was a lot higher for dogs than cats at this shelter, I asked why and she said many different reasons, but mainly because they in house so many wild cats, that made me feel sad because I saw the wild cats and they are just as beautiful as the rest of them I took a picture of a wild cat that I saw at the shelter I will include in this report. After I was done walking the whole shelter I went back to the front desk clerk to collect my brochure and that’s the end of my walk in two Orange County Shelter, I hope you have enjoy reading it as much as I enjoy making it.

Emirates airlines company analysis Research Paper

Emirates airlines company analysis - Research Paper Example Emirates Group Company has a fleet of about 169 aircrafts. The company operates in the United States, east and west Asia, Europe, Middle East, Australasia, Indian Ocean, and Africa (The Emirates Group, 2012). The Emirates Airline began in 1985, and it has its headquarters in Dubai, the United Arab Emirates. The company’s main mission is to emerge the top airline in the world, which is inspired by the fact that Dubai ranks among the leading cities around the world. Emirates Airlines is owned partly by the government of Dubai and partly by a city part of the United Arab Emirates. The airline is part of the Emirates Group of companies, which began in 1959. Today, Emirates Airline can be regarded as the largest airline in the Middle East and is Dubai’s national airline. The airline is best known for its first class and business class services and has received several international awards in safety, on-time arrivals, and in-flight services (The Emirates Group, 2011). The Emi rates respects diversity at the workplace and in the management of its operations. This helps in eliminating a negative culture within an organization (The Emirates Group, 2012). ... A team work culture enables employees to pay attention to the company's goals, which enables the airline to sustain its competitive advantage. Team work produces actions that are highly coordinated. The management and employees are in constant joint efforts that enhance the quality of Emirate’s services and products (The Emirates Group, 2012). Hiring personnel at the Emirates The Emirates airline focuses more on hiring employees with significant experience in airline and travel industry. Persons interested in working with the airline apply for the preferred positions on the company’s website or by dropping their applications to the company’s offices around the world. Successful applicants are then invited for interviews test for a person’s skills, employment history, motivation, and availability. The nature of the interviews depends on the job applied for, and jobs such as those of pilots may involve intensive recruitment procedures. Interviews at the Emir ates mainly involve panel interviews, company presentations, one-on-one interviews, and group interviews (The Emirates Group, 2012). Objectives of personnel selection process The Emirates airlines recognizes that for it to achieve its strategic objectives and to secure its values, recruiting and retaining skilled and committed workforce are of the essence. Therefore, the company’s recruitment and selection procedures are structured in a way that helps the company to hire the best suited candidates for various job positions. The recruitment and selection procedures are guided by several policies. At the top, of the recruitment and selection procedures is the need to ensure that there is an equal opportunity for all applicants. Secondly, the hiring process focuses on ensuring that

Review of Diabetes Mellitus Essay Example | Topics and Well Written Essays - 3750 words

Review of Diabetes Mellitus - Essay Example Diabetes is a third leading cause of death in United States of America, next only to heart disease and cancer. In the present article, the clinical presentation, diagnosis, evaluation, current treatment modalities with specific emphasis on the newer therapeutic approaches for diabetes will be reviewed. Introduction. The condition called â€Å"Diabetes† is so prevalent in modern day societies that it would be impossible to find a person who does not know some one with this condition. Statistics of diabetes confirm this validity of this statement. An estimated 20.8 million people, constituting about 7% of the population, live with diabetes in United States (CDC report, 2007). The question arises why is diabetes a bane of the modern society. The answer to this query lies in a large number of epidemiological studies showing that obesity and sedentary life style is a risk factor for developing diabetes. Individuals with a good Basal Metabolic Index (BMI, less than 21) have the lowest risk of diabetes occurring to them and increasing incidence of the condition seen in obese people (Coditz, 1990; Carey, 1997). Similarly there is an inverse correlation between the level of physical activity and the risk of developing diabetes (Manson, 1991,1992). In order to understand the clinical presentation of diabetes mellitus, diagnosis, and therapeutic options it is imperative to understand the regulation of Glucose levels (or Homeostasis) in normal human beings (Figure 1). Many diseases result from the perturbation of the homeostasis, a condition known as homeostatic imbalance. Several factors including aging lead to the loss of this regulation leading to disease. Diabetes is also a chronic metabolic disorder caused by the disturbance in the homeostasis of glucose. Classification of diabetes mellitus. As per the American Diabetes Association publication (ADA report, 2006) vast majority

Race and the American Quest for Equality Essay Example | Topics and Well Written Essays - 750 words

Race and the American Quest for Equality - Essay Example The fact that German-Americans were not held in internment camps proves there was a racial dimension. Most African-Americans were brought to America against their will and enslaved. Slavery was not a new practice. In the ancient world, people could be enslaved if they were defeated in a war. The fact that Americans enslaved a specific race meant that society justified their actions by claiming that people of that race were inferior. Even after African-Americans were released from slavery, they still had to struggle against widespread racism and economic and political discrimination. Native Americans were horribly disadvantaged when the Europeans first came to America and began to take their land. In a long process, the United States took more and more land until they had taken virtually all the lands that had once belonged to the Native Americans. Discrimination continued against the Native Americans even after their lands had been stolen. They were forced onto small reservations whe re jobs were hard to find and alcoholism and psychological problems went untreated. Even though there has been great progress in reducing racism, these groups are still disadvantaged today. Racism still exists in America even though most people are now afraid to show they are racist or don’t even believe they are racist. One part of racism today is the stereotyping of members of minority groups. Comedians today joke about how Asian Americans are good at math and have small penises and African-Americans are violent and lazy and Native Americans are alcoholics and lazy.... Sometimes these jokes are funny and the comedian is making fun of his own racial group, but that does not mean that it is not racist. The jokers forget that members of a "race" are individuals who cannot be defined by their ethnic background. These groups are also disadvantaged today because of the economic and political discrimination their ancestors have already experienced. If your parents and grandparents were successful, then it is much easier for you to be successful because your parents are able to teach you how to succeed and they can provide support to help you take advantage of your opportunities. People in these groups who have been discriminated against do not have a fair chance to help their children be as successful as those who have not experienced discrimination. San Francisco includes many people in its vision of success, but it is still not perfect. I know many Asian Americans who are successful here, but that does not mean they are always treated fairly. I don't know as many African-Americans, but I know that some of them are successful and some are not as successful. For the ones who aren't as successful, part of the reason they are disadvantaged is probably because of their "race," and this is wrong. I don't know many Native Americans, which shows that they are still disadvantaged, since they used to be the only people here. I feel that the best way for me to change people's vision of who is included in my community is to celebrate my own culture and to try to learn more about others' cultures. Many of the differences that have been attributed to "race," which makes people believe the differences are biological, should be attributed to culture. For example, the comedian that says

HRM Assignment Example | Topics and Well Written Essays - 750 words - 2

HRM - Assignment Example Similar to its UK hotels, service provision to guests in France must be excellent. Further, guests at the hotels in France must enjoy a clean and comfortable environment. Staff recruited and retained in France must be of exceptional competence levels. As a strategy to help the staff realize their full potential, the management plans to support and develop them. Similar to the operations in the UK hotels, the staff should ensure a proper maintenance of fittings and fixtures at the hotels in France. Training and development at the organization should focus on three vital aspects of expansion from local to international scope of operations. First, it should feature concerns of cross-cultural differences. Second, training and development at Melrose Hotels should address the processes of centralization and decentralization of human resource that may emanate from expanded operations. Third, it is fundamental to address initiatives for workplace diversity and equality at Melrose Hotels. Because some of the employees have been serving in the UK, relocation to France shall necessitate training on cross-cultural differences. Training should inform employees of the basic differences between cultures in the UK and France that may influence their service delivery or customer care. It should prepare them through enhancing knowledge of the realities of working under the new cultures in France. The training should initiate, among employees formerly serving in the UK, the urge to learn and adopt the host country’s (France) cultures that define customer satisfaction. Further, the training should exceed mere dos and don’ts as defined by the host country’s cultures but expand the staff’s understanding of the justification of the cultural differences. It should promote interaction and communication among staff from diverse cultures in multicultural organizations (Rozkwitalska 2013,

U.S Exam 3 Essay Example | Topics and Well Written Essays - 750 words

U.S Exam 3 - Essay Example This ruling brought the balance between the state and the federal government. Federalism caused differences in the way the US government operated. According to his judgments, the federal law was more superior to the State. Most of his rulings aimed at reducing the monopolies that overtook the business realm in the 1800’s. Marshal was able to prevent the state government from using too much beyond their jurisdiction to control business activities. In 1810, Marshall made a ruling between Fletcher v Peck insisting that businesses should avoid breach of contracts if they are to succeed. Marshal also ensured that corporation and organization transact business as individuals and own properties like humans. The government played a crucial role in promoting the transport sector during this period. The government built roads, canals, and railways to promote the business industry that was rapidly growing. During this time, sea transport provided the cheapest transport. This encouraged the government to build many canals in the country. Journeys became shorter and business transactions and, operations moved faster. Transport also helped in improving the communication. Most of the letters managed to reach their destinations efficiently. A journey that took 12 hours reduced to 4 hours by the introduction and development of the transport system. The roads and the canals encouraged rural urban migration. Most of the businesses erupted and expanded. The streets were full and, the per capita income of the country rose by 50% mainly due to the new transport resources. Technology was encouraged while mechanization set in. Most of the people changed their demand to manufactured good. Women stopped spinning and bough clothing from the textile companies. The civil war between the South and the North resulted into many farmers abandoning their farms and fleeing their homes. Most of the slaves who were crucial

English Technical Writing Assignment Example | Topics and Well Written Essays - 500 words

English Technical Writing - Assignment Example For example, in the customer service division, a secondary expert in divisional support for this area should grant recognition and approval that the activities associated with a job function are accurate and up-to-date on current role. If the organization is attempt to map out a step-by-step procedure manual for a technology support function, expertise in systems training and development should be consulted as a primary resource to support the job role claims. Procedure manuals can be developed for virtually any industry and be built to describe the functions of a variety of job functions. In an academic environment, these manuals can identify meeting protocol for executives associated with corporate policy or those outlined by senior decision-makers that govern knowledge and education. Either internally or externally, some form of consulting expert should give final approvals for the step-by-step guide or improve on what has been inferred from existing data. Mapping is part of the p lanning process and the actual gathering of support materials to assist in drawing a job or functional map of a system.

Importance of Agriculture in Economy Essay Example for Free

Importance of Agriculture in Economy Essay The direct contribution of the agriculture sector to national economy is reflected by its share in total GDP, its foreign exchange earnings, and its role in supplying savings and labor to other sectors. Agriculture and allied sectors like forestry and fishing accounted for 18.5 percent of total Indian Gross Domestic Product (GDP) in 2005-06 (at 1999-2000 constant prices) and employed about 58 percent of the countrys workforce (CSO, 2007). It accounted for 10.95 percent of India’s exports in 2005-06 (GoI, 2007) and about 46 percent of Indias geographical area is used for agricultural activity. There has been a structural transformation in the Indian economy during the past few decades. The composition of Gross Domestic Product at 1993-94 constant prices reveals that the share of agriculture including forestry and fishing has declined as growth in industrial and services sectors far outpaced agricultural sector (Figure 1). The share of mining, manufacturing, electricity and construction sector has increased from 21.6 percent in 1970-71 to 27 percent in 2004-05 and services sector has increased significantly from 32 percent to 52.4 percent during the same period. Despite a steady decline of its share in the GDP, agriculture is still an important sector and plays a significant role in the overall socio-economic development of the country. Therefore, fostering rapid, sustained and broad-based growth in agriculture remains key priority for the government. Consistent with the trends of economic development at national level, role of agricultural sector in the state economies is also changing rapidly. The share of agriculture in Gross State Domestic Product (GSDP) has declined significantly during the last two decades. In some States, such as Bihar, Punjab, Uttar Pradesh, Haryana, Rajasthan, and Orissa, the sector today contributes more than one-quarter of GSDP, while in some states, such as Gujarat, Kerala, Karnataka, Tamil Nadu and Maharashtra, the sector contributes less than 20 percent to GSDP (Figure 2). However, contribution of agriculture to GSDP has declined in almost all States between 1993-94 and 2004-05. The decline was the highest in Karnataka (16%), followed by Haryana (14.2%), and Kerala (13.7%). In Karnataka, decline was mainly due to significant increase in the share of service sector (from 37.9% in 1993-94 to 54.7% in 2004-05) mainly driven by informational technology (IT) industry. Similar is the case with Haryana the decline is due to faster development of services sector in cities around the national capital, Delhi. Despite declining share of agriculture in the economy, majority of workforce continue to depend on agricultural sector for employment and in rural areas dependence on agriculture is more as nearly 75 percent of rural population is employed in agricultural sector. However, there is disguised employment in the sector due to limited opportunities for rural non-farm employment. This disguised employment leads to lower labor and resources productivity in the sector relative to other sectors of the economy. The low labor productivity leads to higher rates of poverty in rural areas (Figure 3). Agriculture in India is constitutionally the responsibility of the states rather than the central government. The central governments role is in formulating policy and providing financial resources for agriculture to the states. Agriculture finance Meaning: Agricultural finance generally means studying, examining and analyzing the financial aspects pertaining to farm business, which is the core sector of India. The financial aspects include money matters relating to production of agricultural products and their disposal. Definition of Agricultural finance: Murray (1953) defined agricultural. finance as â€Å"an economic study of borrowing funds by farmers, the organization and operation of farm lending agencies and of society’s interest in credit for agriculture .† Tandon and Dhondyal (1962) defined agricultural. finance â€Å"as a branch of agricultural economics, which deals with and financial resources related to individual farm units.† What is Agriculture Finance Agricultural finance is the study of financing and liquidity services credit provides to farm borrowers. It is also considered as the study of those financial intermediaries who provide loan funds to agriculture and the financial markets in which these intermediaries obtain their loanable funds. John B. Penson, Jr. and David A. Lins (1980) Why Agriculture Finance India is mainly an agricultural country. Agriculture accounts for approximately 33 percent of Indias GDP and employs nearly 62 percent of the population. It accounts for 8.56 % of Indias exports. About 43 % of Indias geographical area is used for agricultural activity. Agricultural production in this country depends upon millions of small farmers. It is intensity of their effort and the efficiency of their technique that will help in raising yields per acre. Finance in agriculture is as important as development of technologies. Technical inputs can be purchased and used by farmer only if he has money (funds). But his own money is always inadequate and he needs outside finance or credit. Because of inadequate financial resources and absence of timely credit facilities at reasonable rates, many of the farmers, even though otherwise willing, are unable to go in for improved seeds and manures or to introduce better methods or techniques. The farming community must be kept informed about the various sources of agriculture finance. Agricultural finance possesses its usefulness to the farmers, lenders and extension workers. The knowledge of lending institutions, their legal and regulatory environment helps in selecting the appropriate lender who can adequately provide the credit with terms and related services needed to finance the farm business. Nature and Scope: Agricultural finance can be dealt at both micro level and macro level. Macrofinance deals with different sources of raising funds for agriculture as a whole in the economy. It is also concerned with the lending procedure, rules, regulations, monitoring and controlling of different agricultural credit institutions. Hence macro-finance is related to financing of agriculture at aggregate level. Micro-finance refers to financial management of the individual farm business units. And it is concerned with the study as to how the individual farmer considers various sources of credit, quantum of credit to be borrowed from each source and how he allocates the same among the alternative uses with in the farm. It is also concerned with the future use of funds. Therefore, macro-finance deals with the aspects relating to total credit needs of the agricultural sector, the terms and conditions under which the credit is available and the method of use of total credit for the development of agriculture, while micro-finance refers to the financial management of individual farm business. Significance of Agricultural Finance: 1) Agril finance assumes vital and significant importance in the agro – socio – economic development of the country both at macro and micro level. 2) It is playing a catalytic role in strengthening the farm business and augmenting the productivity of scarce resources. When newly developed potential seeds are combined with purchased inputs like fertilizers plant protection chemicals in appropriate / requisite proportions will result in higher productivity. 3) Use of new technological inputs purchased through farm finance helps to increase the agricultural productivity. 4) Accretion to in farm assets and farm supporting infrastructure provided by large scale financial investment activities results in increased farm income levels leading to increased standard of living of rural masses. 5) Farm finance can also reduce the regional economic imbalances and is equally good at reducing the inter–farm asset and wealth variations. 6) Farm finance is like a lever with both forward and backward linkages to the economic development at micro and macro level. 7) As Indian agriculture is still traditional and subsistence in nature, agricultural finance is needed to create the supporting infrastructure for adoption of new technology.   8) Massive investment is needed to carry out major and minor irrigation projects, rural electrification, installation of fertilizer and pesticide plants, execution of agricultural promotional programmes and poverty alleviation programmes in the country .LECTURE -2 Credit needs in A Credit needs in Agriculture – meaning and definition of credit-classification of credit based on time, purpose, security, lender and borrower. _____________________________________________________________________ The word â€Å"credit† comes from the Latin word â€Å"Credo† which means â€Å"I believe†. Hence credit is based up on belief, confidence, trust and faith. Credit is other wise called as loan. Definition: Credit / loan is certain amount of money provided for certain purpose on certain conditions with some interest, which can be repaid sooner (or) later. According to Professor Galbraith credit is the â€Å"temporary transfer of asset from one who has to other who has not† Credit needs in Agriculture: Agricultural credit is one of the most crucial inputs in all agricultural development programmes. For a long time, the major source of agricultural credit was private moneylenders. But this source of credit was inadequate, highly expensive and exploitative. To curtail this, a multi-agency approach consisting of cooperatives, commercial banks ands regional rural banks credit has been adopted to provide cheaper, timely and adequate credit to farmers. The financial requirements of the Indian farmers are for, 1. Buying agricultural inputs like seeds, fertilizers, plant protection chemicals, feed and fodder for cattle etc. 2. Supporting their families in those years when the crops have not been good. 3. Buying additional land, to make improvements on the existing land, to clear old debt and purchase costly agricultural machinery. 4. Increasing the farm efficiency as against limiting resources i.e. hiring of irrigation water lifting devices, labor and machinery Credit can be classified on the basis of time, purpose, security, lender and borrower. (i)Time classification:- It classifies credit into three groups, i.e. short, medium and long term. (a) Short-Term (for periods up to 15 months): The short-term loans are generally advanced for meeting annual recurring purchases such as, seed, feed, fertilizers, hired labour expenses, pesticides, weedicides, hired machinery charges, etc., and termed as seasonal loans/crop loans/production loans. These are expected to be repaid after the harvest. It is expected that the loan plus interest would be repaid from the income received through the enterprise in which it was invested. The time limit to repay such loans is a year or at the most 18 months. (b) Medium-Term (from 15 months up to 5 years): Medium-term loans are advanced for comparatively longer lived assets such as machinery, diesel engine, wells, irrigation structure, threshers, shelters, crushers, draught and milch animals, dairy/poultry sheds, etc., where the returns accruing from increase in farm assets in spread over more than one production period. The usual repayment period for such type of loan is from fifteen months to five years. (c) Long-Term (above 5 Years): Loans repayable over a longer period (i.e. above 5 years) are classified as long-term loans. Long-term loans are related to the long lifed assets such as heavy machinery, land and its reclamation, errection of farm buildings, construction of permanent-drainage or irrigation system, etc. which require large sums of money for initial investment. The benefits generated through such assets are spread over the entire life of the asset. The normal repayment period for such loans ranges from five to fifteen or ev en upto 20 years. (ii) Purpose classification:- Credit is also classified based on purpose of loans e.g. crop loan, poultry/dairy/piggery loan, irrigation loan, machinery and equipment loan, forestry loan, fishery loan etc. These loans signify the close relationship between time and use as well as rate of return (or profitability). Some times loans are also classified as production and consumption loans due to the fact that production loans are diverted for consumption purposes by the weaker sections. So, the banks have also started financing for consumption purposes (exclusively for home consumption expenditures) besides financing for the production purposes. The consumption loans are also to be repaid from the sale proceeds of the crop. (iii) Security classification:- Security offered/obtained provides another basis for classifying the loans. The secured loans are advanced as against the security of some tangible personal property such as land, livestock and other capital assets, i.e., medium and long term loans. The borrowers credit worthiness may act much more than the security offered, which if doubtful may result willful default. Moreover, the secured loans are further classified on the basis of type of security e.g. mortgage loans, where legal mortgage of some property such as land is offered to the lender, i.e., loans for intangible property such as land improvement, irrigation infrastructures, etc. and hypothecated loans, where legal ownership of the asset financed remains with the lender though physical possession with the borrowers i.e. loans for tangible property such as tractor, machinery and equipments. The private money lenders, usually possess items such as gold ornaments / jewellery or land as security, which reminds the borrower about his obligations of loan repayments. On the contrary, unsecured loans are generally advanced without offering any security e.g. short-term crop loans. (iv) Lender classification:- Credit is also classified on the basis of lender such as (a) Institutional Credit e.g. co-operative loans, commercial bank loans and government loans; (b) Non-Institutional Credit e.g. professional and agricultural money lenders, traders and commission agents, relatives and friends etc. (v) Borrower classification:- The credit is also classified on the basis of type of borrowers (i.e., production or business activity as well as size of business) such as crop farmers, dairy farmers, poultry farmers, fisherman, rural artisans etc. or agricultural labourers, marginal/small/medium/large farmers, hill farmers or tribal farmers etc. Such classification has equity considerations. credit is broadly classified based on various criteria: 1. Based on time: This classification is based on the repayment period of the loan. It is sub-divided in to 3 types Short–term loans: These loans are to be repaid within a period of 6 to 18 months. All crop loans are said to be short–term loans, but the length of the repayment period varies according to the duration of crop. The farmers require this type of credit to meet the expenses of the ongoing agricultural operations on the farm like sowing, fertilizer application, plant protection measures, payment of wages to casual labourers etc. The borrower is supposed to repay the loan from the sale proceeds of the crops raised. Medium – term loans: Here the repayment period varies from 18 months to 5 years. These loans are required by the farmers for bringing about some improvements on his farm by way of purchasing implements, electric motors, milch cattle, sheep and goat, etc. The relatively longer period of repayment of these loans is due to their partially-liquidating nature. Long – term loans: These loans fall due for repayment over a long time ranging from 5 years to more than 20 years or even more. These loans together with medium terms loans are called investment loans or term loans. These loans are meant for permanent improvements like levelling and reclamation of land, construction of farm buildings, purchase of tractors, raising of orchards ,etc. Since these activities require large capital, a longer period is required to repay these loans due to their non liquidating nature. 2. Based on Purpose: Based on purpose, credit is sub-divided in to 4 types.   Production loans: These loans refer to the credit given to the farmers for crop production and are intended to increase the production of crops. They are also called as seasonal agricultural operations (SAO) loans or short – term loans or crop loans. These loans are repayable with in a period ranging from 6 to 18 months in lumpsum .Investment loans: These are loans given for purchase of equipment the productivity of which is distributed over more than one year. Loans given for tractors, pumpsets, tube wells, etc. Marketing loans: These loans are meant to help the farmers in overcoming the distress sales and to market the produce in a better way. Regulated markets and commercial banks, based on the warehouse receipt are lending in the form of marketing loans by advancing 75 per cent of the value of the produce. These loans help the farmers to clear off their debts and dispose the produce at remunerative prices. Consumption loans: Any loan advanced for some purpose other than production is broadly categorized as consumption loan. These loans seem to be unproductive but indirectly assist in more productive use of the crop loans i.e. with out diverting then to other purposes. Consumption loans are not very widely advanced and restricted to the areas which are hit by natural calamities. These loams are extended based on group guarantee basis with a maximum of three members. The loan is to be repaid with in 5 crop seasons or 2.5 years whichever is less. The branch manager is vested with the discretionary power of sanctioning these loans up to Rs. 5000 in each individual case. The rate of interest is around 11 per cent. The scheme may be extended to 1) IRDP beneficiaries 2) Small and marginal farmers 3) Landless Agril. Laborers 4) Rural artisans 5) Other people with very small means of livelihood hood such as carpenters, barbers, washermen, etc. 3. Based on security: The loan transactions between lender and borrower are governed by confidence and this assumption is confined to private lending to some extent, but the institutional financial agencies do have their own procedural formalities on credit transactions. Therefore it is essential to classify the loans under this category into two sub-categories viz., secured and unsecured loans. Secured loans: Loans advanced against some security by the borrower are termed as secured loans. Various forms of securities are offered in obtaining the loans and they are of following types. I. Personal security: Under this, borrower himself stands as the guarantor. Loan is advanced on the farmer’s promissory note. Third party guarantee may or may not be insisted upon (i.e. based on the understanding between the lender and the borrower) II. Collateral Security: Here the property is pledged to secure a loan. The movable properties of the individuals like LIC bonds, fixed deposit bonds, warehouse receipts, machinery, livestock etc, are offered as security. III. Chattel loans: Here credit is obtained from pawn-brokers by pledging movable properties such as jewellery, utensils made of various metals, etc. IV. Mortgage: As against to collateral security, immovable properties are presented for security purpose For example, land, farm buildings, etc. The person who is creating the charge of mortgage is called mortgagor (borrower) and the person in whose favour it is created is known as the mortgagee (banker). Mortgages are of two types a) Simple mortgage: When the mortgaged property is ancestrally inherited property of borrower then simple mortgage holds good. Here, the farmer borrower has to register his property in the name of the banking institution as a security for the loan he obtains. The registration charges are to be borne by the borrower. b) Equitable mortgage: When the mortgaged property is self-acquired property of the borrower, then equitable mortgage is applicable. In this no such registration is required, because the ownership rights are clearly specified in the title deeds in the name of farmer-borrower. V. Hypothecated loans: Borrower has ownership right on his movable and the banker has legal right to take a possession of property to sale on default (or) a right to sue the owner to bring the property to sale and for realization of the amount due. The person who creates the charge of hypothecation is called as hypothecator (borrower) and the person in whose favor it is created is known as hypothecate (bank) and the property, which is denoted as hypothecated property. This happens in the case of tractor loans, machinery loans etc. Under such loans the borrower will not have any right to sell the equipment until the loan is cleared off. The borrower is allowed to use the purchased machinery or equipment so as to enable him pay the loan installment regularly. Hypothecated loans again are of two types viz., key loans and open loans. a) Key loans : The agricultural produce of the farmer borrower will be kept under the control of lending institutions and the loan is advanced to the farmer . This helps the farmer from not resorting to distress sales. b) Open loans: Here only the physical possession of the purchased machinery rests with the borrower, but the legal ownership remains with the lending institution till the loan is repaid. Unsecured loans: Just based on the confidence between the borrower and lender, the loan transactions take place. No security is kept against the loan amount 4. Lender’s classification: Credit is also classified on the basis of lender such as Institutional credit: Here are loans are advanced by the institutional agencies like co-operatives, commercial banks. Ex: Co-operative loans and commercial bank loans. Non-institutional credit : Here the individual persons will lend the loans Ex: Loans given by professional and agricultural money lenders, traders, commission agents, relatives, friends, etc. 5. Borrower’s classification: The credit is also classified on the basis of type of borrower. This classification has equity considerations. Based on the business activity like farmers, dairy farmers, poultry farmers, pisiculture farmers, rural artisans etc. Based on size of the farm: agricultural labourers, marginal farmers, small farmers , medium farmers , large farmers , Based on location hill farmers (or) tribal farmers. 6. Based on liquidity: The credit can be classified into two types based on liquidity and they are Self-liquidating loans: They generate income immediately and are to be paid with in one year or after the completion of one crop season. Ex: crop loans. ï‚ · Partially -liquidating: They will take some time to generate income and can be repaid in 2-5 years or more, based on the economic activity for which the loan was taken. Ex: Dairy loans, tractor loans, orchard loans etc., 7. Based on approach: Individual approach: Loans advanced to individuals for different purposes will fall under this category Area based approach: Loans given to the persons falling under given area for specific purpose will be categorized under this. Ex: Drought Prone Area Programme (DPAP) loans, etc Differential Interest Rate (DIR) approach: Under this approach loans will be given to the weaker sections @ 4 per cent per annum. 8. Based on contact: Direct Loans: Loans extended to the farmers directly are called direct loans. Ex: Crop loans. Indirect loans: Loans given to the agro-based firms like fertilizer and pesticide industries, which are indirectly beneficial to the farmers aSource of Agricultural Credit are called iidirct loans. The sources of agricultural finance are broadly classified into two categories: (A) Noninstitutional Credit Agencies or informal sources, and (B) Institutional Credit Agencies or Formal Sources. A. Non-institutional Credit Agencies i) Traders and Commission Agents: Traders and commission agents advance loans to agriculturists for productive purposes against their crop without completing legal formalities. It often becomes obligatory for farmers to buy inputs and sell output through them. They charge a very heavy rate of interest on the loan and a commission on all the sales and purchases, making it exploitative in nature. ii) Landlords: Mostly small farmers and tenants depend on landlords for meeting their production and day to day financial requirements. iii) Money lenders: Despite rapid development in rural branches of different institutional credit agencies, village money lenders still dominate the scene. Money lenders are of two types- agriculturist money lenders who combine their money lending job with farming and professional money lenders whose sole job is money lending. A number of reasons have been attributed for the popularity of moneylenders such as: (a) they meet demand for productive as well as unproductive requirement; (b) they are easily approachable at odd hours; and (c) they require very low paper work and advances are given against promissory notes or land. Money lenders charge a very high rate of interest as they take advantage of the urgency of the situation. Over the years a need for regulation of money lending has been felt. But lack of institutional credit access to certain sections and areas had facilitated unhindered operation of money lending. B. Institutional Credit Agencies The evolution of institutional credit to agriculture could be broadly classified into four distinct phases 1904-1969 (predominance of co-operatives and setting up of RBI), 1969-1975 [nationalisation of commercial banks and setting up of Regional Rural Banks (RRBs)], 1975-1990 (setting up of NABARD) and from 1991 onwards (financial sector reforms). Institutional funding of the farm sector is mainly by commercial banks, regional rural banks and co-operative banks. Share of commercial banks in total institutional credit to agriculture is almost 48 percent followed by cooperative banks with a share of 46 per cent. Regional Rural Banks account for just about 6 per cent of total credit disbursement. i) Government: These are both short term as well as long-term loans. These loans are popularly known as Taccavi loans which are generally advanced in times of natural calamities. The rate of interest is low. But it is not a major source of agricultural finance. ii) Cooperative Credit Societies: The history of cooperative movement in India dates back to 1904 when first Cooperative Credit Societies Act was passed by the Government. The scope of the Act was restricted to establishment of primary credit societies and non-credit societies were left out of its purview. The shortcomings of the Act were rectified through passing another Act called Cooperative Societies Act 1912. The Act gave provision for registration of all types of Cooperative Societies. This made the emergence of rural cooperatives both in the credit and noncredit areas, though with uneven spatial growth. In subsequent years a number of Committees were appointed and recommendations implemented to improve the functioning of the cooperatives. Soon after the independence, the Government of India following the recommendations of All India Rural Credit Survey Committee (1951) felt that cooperatives were the only alternative to promote agricultural credit and development of rural areas. Accordingly, cooperatives received substantial help in the provision of credit from Reserve Bank of India as a part of loan policy and large scale assistance from Central and State Governments for their development and strengthening. Many schemes involving subsidies and concessions for the weaker sections were routed through cooperatives. As a result cooperative institutions registered a remarkable growth in the post-independence India. iii) Commercial Banks: Previously commercial banks (CBs) were confined only to urban areas serving mainly to trade, commerce and industry. Their role in rural credit was meagre i.e., 0.9 per cent in 1951- 52 and 0.7 per cent in 1961-61. The insignificant participation of CBs in rural lending was explained by the risky nature of agriculture due to its heavy dependence on monsoon, unorganized nature and subsistence approach. A major change took place in the form of nationalisation of CBs in 1969 and CBs were made to play an active role in agricultural credit. At present, they are the largest source of institutional credit to agriculture. iv) Regional Rural Banks (RRBs): RRBs were set up in those regions where availability of institutional credit was found to be inadequate but potential for agricultural development was very high. However, the main thrust of the RRBs is to provide loans to small and marginal farmers, landless labourers and village artisans. These loans are advanced for productive purposes. At present 196 RRBs are functioning in the country lending around Rs 9,000 crore to rural people, particularly to weaker sections. v) Microfinancing: Microfinancing through Self Help Groups (SHG) has assumed prominence in recent years. SHG is group of rural poor who volunteer to organise themselves into a group for eradication of poverty of the members. They agree to save regularly and convert their savings into a common fund known as the Group corpus. The members of the group agree to use this common fund and such other funds that they may receive as a group through a common management. Generally, a self-help group consists of 10 to 20 persons. However, in difficult areas like deserts, hills and areas with scattered and sparse population and in case of minor irrigation and disabled persons, this number may range from 5-20. As soon as the SHG is formed and a couple of group meetings are held, an SHG can open a Savings Bank account with the nearest Commercial or Regional Rural Bank or a Cooperative Bank. This is essential to keep the thrift and other earnings of the SHG safely and also to improve the transparency levels of SHGs transactions. Opening of SB account, in fact, is the beginning of a relationship between the bank and the SHG. The Reserve Bank of India has issued instructions to all banks permitting them to open SB accounts in the name of registered or unregistered SHGs. Genesis and Historical Background The Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development (CRAFICARD) set up by the RBI under the Chairmanship of Shri B Sivaraman in its report submitted to Governor, Reserve Bank of India on November 28, 1979 recommended the establishment of NABARD. The Parliament through the Act 61 of 81, approved its setting up. The Committee after reviewing the arrangements came to the conclusion that a new arrangement would be necessary at the national level for achieving the desired focus and thrust towards integration of credit activities in the context of the strategy for Integrated Rural Development. Against the backdrop of the massive credit needs of rural development and the need to uplift the weaker sections in the rural areas within a given time horizon the arrangement called for a separate institutional set-up. Similarly. The Reserve Bank had onerous responsibilities to discharge in respect of its many basic functions of central banking in monetary and credit regulations and was not therefore in a position to devote undivided attention to the operational details of the emerging complex credit problems. Thispaved the way for the establishment of NABARD. CRAFICARD also found it prudent to integrate short term, medium term and long-term credit structure for the agriculture sector by establishing a new bank. NABARD is the result of this recommendation. It was set up with an initial capital of Rs 100 crore, which was enhanced to Rs 2,000 crore, fully subscribed Role and Functions †¢ NABARD is an apex institution accredited with all matters concerning policy, planning and operations in the field of credit for agriculture and other economic activities in rural areas. †¢ It is an apex refinancing agency for the institutions providing investment and production credit for promoting the various developmental activities in rural areas †¢ It takes measures towards institution building for improving absorptive capacity of the credit delivery system, including monitoring, formulation of rehabilitation schemes, restructuring of credit institutions, training of personnel, etc. †¢ It co-ordinates the rural financing activities of all the institutions engaged in developmental work at the field level and maintains liaison with Government of India, State Governments, Reserve Bank of India and other national level institutions concerned with policy formulation. †¢ It prepares, on annual basis, rural credit plans for all districts in the country; these plans form the base for annual credit plans of all rural financial institutions †¢ It undertakes monitoring and evaluation of projects refinanced by it. †¢ It promotes research in the fields of rural banking, agriculture and rural developmentby the Government of India and the RBI. Mission Promoting sustainable and equitable agriculture and rural development through effective credit support, related services, institution building and other innovative initiatives. In pursuing this mission, NABARD focuses its activities on: Credit functions, involving preparation of potential-linked credit plans annually for all districts of the country for identification of credit potential, monitoring the flow of ground level rural credit, issuing policy and operational guidelines to rural financing institutions and providing credit facilities to eligible institutions under various programmes Development functions, concerning reinforcement of the credit functions and making credit more productive Supervisory functions, ensuring the proper functioning of cooperative banks and regional rural banks Objectives NABARD was established in terms of the Preamble to the Act, for providing credit for the promotion of agriculture, small scale industries, cottage and village industries, handicrafts and other rural crafts and other allied economic activities in rural areas with a view to promoting IRDP and securing prosperity of rural areas and for matters connected therewith in incidental thereto. The main objectives of the NABARD as stated in the statement of objectives while placing the bill before the Lok Sabha were categorized as under : 1. The National Bank will be an apex organisation in respect of all matters relating to policy, planning operational aspects in the field of credit for promotion of Agriculture, Small Scale Industries, Cottage and Village Industries, Handicrafts and other rural crafts and other allied economic activities in rural areas. 2. The Bank will serve as a refinancing institution for institutional credit such as long-term, short-term for the promotion of activities in the rural areas. 3. The Bank will also provide direct lending to any institution as may approved by the Central Government. 4. The Bank will have organic links with the Reserve Bank and maintain a close link with in. sources of Funds Authorised share capital of NABARD is Rs 500 crores and issues and paid up capital is Rs 100 crores. NABARD accrues additional funds from borrowings from the Government of India and any institution approved by the Government of India, issue and sale of bonds i.e. Rural Infrastructural Development Bond, borrowings from RBI, deposits from State Governments and local authorities and gifts and grants received . NABARD have been providing financial assistance to various financial institutions engaged in Rural Credit Delivery System. These agencies include Co-operative Credit Institutions, Regional Rural Banks and Commercial Banks. The demand for funds for rural development has come up considerably in recent times. To meet the increasing demand of rural credit, NABARD raises funds from the following sources: (i) Capital: It went up from Rs.100 crore in March 1992 to Rs.1500 crore in March 1998 and further Rs. 2000 crore in 1999. The total Capital of NABARD is contributed by Government of India and RBI. The capital remained at Rs. 2000 crore in March 2002. (ii) Deposits: The deposits mainly come from Rural Infrastructural Development Fund (RIDF) introduced in Central Government Budget from the year 1995-96. Another source of deposits comes from banks which fall short of attaining priority sector target. The total outstanding RIDF deposits aggregated Rs. 9725 crore as on 31st March 2002. (iii) Borrowings: NABARD raises funds through market borrowings, Loans from Union Government and borrowings in Foreign Currency from abroad. Apart from these they also borrow funds from RBI. Their borrowings are mainly from three sources. They are by issue of bonds, borrowings from Government of India and borrowing abroad in foreign currency. The total outstanding borrowing amounted to Rs. 15,772 crore in March 2002. (iv) Reserves and: The excess of income over expenditures is generally accumu- Surplus lated as Reserves and surplus. As on March 2002, these reserves aggregated to Rs. 3626 crore. (v) Nation Rural Credit: These funds were earlier provided by RBI to NABARD in con- Funds (Long-term section with assistance under Agriculture Sector. These were Operation Fund given out of profits earned by RBI. They stood at Rs.11064 crore Stabilization Fund) as on March 99. However it has gone up to Rs. 13,975 crore as on March 2002. However, Reserve Bank stopped contributing large sums towards these two Funds from 1994. Presently, the RBI contributes only Rs.1.00 crore each to these funds as a symbolic gesture because the RBI Act provides for such contributions. The balance contribution now comes from NABARDs own profit. (vi) Rural Infrastructural Development Fund (RIDF): The setting up of RIDF was announced in the Union Budget for 1995-96. The RIDF was set up with a contribution of Rs. 2000 crore mainly to provide assistance to State Governments to take up infrastructure projects pertaining to irrigation, rural roads, bridges and flood control measures. Contributions to this Fund came from Indian Scheduled Commercial Banks (other than RRBs) which failed to achieve the minimum agricultural lending target of 18 per cent of net bank credit. The shortfall of amounts in the target achievement was required to be kept in the RIDF with NABARD. Similarly RIDF II was set up in 1996-97 with contributions made by public sector banks which failed to achieve the minimum priority sector advances of 40 per cent. The shortfall in their target amount has to be kept in RIDF II. RIDF III was set up in 1997-98 with shortfall in priority sector landings of all private and public sector commercial banks. The contributions to these Funds were eligible for interest payment to be decided by Reserve Bank from time to time. The Funds are managed by NABARD. Loans out of these funds are mainly provided to State Governments to complete existing rural infrastructural projects and also for taking up new infrastructural projects in rural areas. Loans out of RIDF I was provided interest at the rate of 13.0 per cent and at 12.0 per cent out of RIDF II and III. The projects generally pertain to irrigation facilities and construction of Roads and Bridges in rural areas. Similarly RIDF IV and V were created in the Union Budget during 1998-99 and 1999- 2000. Further RIDF VI and VII were created in 2001 and 2002 with a corpus of Rs. 4,500 crore and Rs. 5,000 crore respectively. The scope of the fund has been extended to cover Gram Panchayats, Self Help Groups to develop rural infrastructural facilities like soil conservation, rural market yards, drainage improvement, etc. Students may observe the capital of NABARD has gone up by Rs. 1,500 crore to Rs. 2,000 crore during the year 2002. Similarly, the RIDF deposits which were only Rs. 3,608 crore in March 1999 were increased to Rs. 9,725 crore as on March 2002. The borrowing of NABARD has gone up substantially in the recent past from Rs. 9,000 crore in March 1999 to Rs. 15,772 crore in March 2002. The aggregate resources of NABARD were also substantially increased from Rs. 28,986 crore in March 1999 to Rs. 45,098 crore in March 2002. On the uses of funds while the loans and advances increased by about 25% between March 1999 and March 2002 loans out of RIDF funds went up substantially from Rs. 3,667 crore to Rs. 10,435 crore during the same period.

The play “Macbeth” Essay Example for Free

The play â€Å"Macbeth† Essay At the beginning of this exam we read through the play entitled â€Å"Macbeth† so we had an idea of the plot of the play I think this helped us all as most of the class had not read this play before and this made us want to learn more of Macbeth. Response Phase. Using still images and narration after we had read the play helped me to understand the play better than when I read it as you had a visual aid and could see exactly what was going on and having narration in Modern English made it easier to understand as we are used to Modern English. In order to create three still images with narration successfully we had to think about the relationships between characters within the play to make sure that the way in which we performed was as accurate as possible as then it made it easier for the audience to understand. When we performed the three still images with narration I found that putting emotion in your voice for the narration and using conscious movement when changing images was hard and we needed some more work on that however I feel that showing who we were acting towards other characters was easy and the audience knew who we were trying to act as. In the exam we did an exercise called â€Å"the mirror exercise† in this we got into pairs and had to stand facing each other and we had to copy our partner’s actions and movements to create an atmosphere and we compared this to characters in the play for example: When Macbeth and Lady Macbeth are arguing about killing the king in our movement piece we showed how the control of the two switched until Lady Macbeth wins the argument and we showed her higher in this piece showing that she had won the argument. In act 1 scene 3 we learnt through the mirror exercise that Macbeth is easily lead by Lady Macbeth in which he is willing to kill the king to make his wife happy and to make him self king this also shows that he is a greedy man. This exercise reflected upon me greatly as I got to see a different sides to lots of characters which I fell gave our performances a little more and we could perform better having done this. Hotseating Macbeth helped my understanding of the character much more as you could ask any questions which are unanswered within the text and you could also develop more of a background to the character and that meant you knew more about Macbeth so you could add more into your performances and this was much better than just being told about the character. What we discovered about Macbeth as a result of hotseating: He is a greedy man. A power thirsty man. Looks out for him self. Trusts his wife. Is loyal to whom he chooses. Is very deceiving. In act 1 scene 7 we used thought tracking, soundscape’s and abstract movement to explore the thoughts and inner turmoil in Macbeth’s mind and I fell that all f these strategies helped my understanding as I could discover more sides to Macbeth’s character which enhanced my performance when I was in his role. I discovered in this that Macbeth is a greedy man as he wants to kill a friend and a loyal boss just so he can have more power and be crowned king. In groups of three we identified and marked the moment that represented the struggle in Macbeths mind, we identified this moment by reading extracts and finding that moment, we found it as it was significant as it showed Macbeth talking to himself arguing with his conscious not knowing what to do that’s why we chose this scene. Following on from this we all created a short movement piece without dialogue to highlight this moment this deepened my understanding and effectiveness of the piece without dialogue as you got to watch Macbeths facial expressions and how he felt reflected upon them also you got to think for yourself what he may have been thinking so this helps to understand. Within this whole exam I feel that â€Å"the mirror exercise† helped me most to gain an insight into the characters of Macbeth and Lady Macbeth. I think that this whole experience has helped me to understand the life and times that William Shakespeare wrote this as I can see that it is easy to get away with murders as there was no authorities like the police like we have today which shows it was a dangerous time and a lot has changed since then. Empathy to see and feel someone else’s point of view is so important not only for an actor but for society in general as if you do not always see eye to eye and you cannot compromise friction between people enter and this is when fights and disagreements all break out so it is important as you can then have a conversation and the tone of your voice can reflect upon that which helps keep the peace. Development Phase. We looked at act 1 scene 3, this is when Macbeth meets the three witches for the first time and also when he is told that he will be Thane of Cawdor and the king, here is how I think Macbeth would have felt about this, his thoughts on this life changing news: Thane of Cawdor? How can that be there is already a Thane of Cawdor. To be king wow that would be great but how do I achieve that? These women cannot speak truth there is no way this can come true, but what if they speak true and I can become Thane then king ? I must tell my wife! From the above in which I have just written I will now bullet point how I feel I would perform the extract above: My facial expression would be tense and confused. I would look down just glancing up every so often looking at people until the line beginning â€Å"These women† then look up. Once looking up stare at the three witches. Look at them angrily. Look out in the distance when â€Å"but what if† starts. Confused look again. Return to the atmosphere of the room quickly as you say â€Å"I must tell my wife†. We used drama to create our own version of act 1 scene 3 we used props symbolically within this scene for example: Drums to create the drum sound in the text, black cloth to show the darkness of the witch’s growing closer towards Macbeth. In this scene we tried to replicate Macbeths temptation when the weird sisters are telling him all him becoming Thane of Cawdor and king as in our group we felt that it was important to show his lust for the titles of Thane and King so we tried to show that the weird sisters are making his lust worse as they say he can be Thane and king so in a group we felt that the weird sisters were responsible for his temptation but also he controls this so in a way they are both responsible for the temptation towards the titles and thought that somehow they could be like a mirror to his own soul as he wants to be Thane and king but does not show it only deep in his soul so they are showing him this and he knows that it what he wants and what he lusts for in his soul. I feel that a twenty first century interpretation of the text would be very different to that of Shakespeare’s age when witch’s were considered to be real as today people would think nothing of someone saying that they would be Thane and king as there is no such thing as witches known in present times so Macbeth in present time would not be as spooked and as tempted as there is no fear in what they say today. If I could develop this drama through the use of costume, stage design, special effects and props I would have used lighting so that every so often when the witches finished a sentence they flashed so it gave the effect of lighting and mystery and to give the atmosphere of storm I would also use black clothes with were ripped and look dirty and for Macbeth I would wear battle clothes like armor as they had just come from battle in this scene. When creating this movement piece from act 1 scene 7 I feel it gave a great sense of how Macbeth was feeling and gave an idea of the thoughts going through his mind as he is drawn to what the witches are saying but backs away when in his mind he thinks it may happen and he becomes overwhelmed with the thought. I feel we could have developed this further by the speed in which Macbeths walks toward the witches and when he backs away as the tempo and rhythm of that could make the audience engage more with his thoughts, also using contrasts as in the stillness when Macbeth backs away to when he was all excited to hear he will be king when he is very active, using spoken language in this piece may have made this better as some members of the audience may not have fully understood what was going on within this piece. If we were to use our movement piece and turn it into a naturalistic role-play I would design the stage as a dark stormy sky as the witches bring storms and the blackness can symbolize evil being the witches. Within this role-play I would have to think about spoken language between the characters including gestures and how they should show how they really feel with body language and where the climax of the whole scene should be in order to make it work. Acting out the text using Shakespeare’s language was very challenging and difficult to master and I would need a lot of time to get it perfect. If I had a week to rehearse a scene I would pick the very first one in the play when you meet the witches for the first time as I think this sets the scene for the rest of the play, in this I would use my voice to project over the whole of the stage when needed to create a sense of the witches being mysterious and my body language would be very bizarre as the witches move like this to create a strange atmosphere.

Economic And Environmental Impacts Of Transnational Corporations Economics Essay

Economic And Environmental Impacts Of Transnational Corporations Economics Essay Trans National Corporations (TNCs) are companies which operate in at least 2 countries. Its organization is very hierarchical with the headquarters as well as research development often located in the mother country. Production centers tend to be host countries. When organization becomes more worldwide regional headquarters and regional research development will widen in the manufacturing countries. This gives TNCs many advantages, such as right of entry to the global market, cheap labor, low production costs, consequently greater profits. The headquarters of these remains in its mother country, usually one of the most developed countries in the world, like USA UK. Their established factories throughout the world, which either make parts or entire finished goods for the company to sell on the global market. Among all the TNCs in the world, Most of them are oil companies such as Exxon (Esso) BP, car manufacturing companies (for instance Toyota, Ford, Nissan and Volkswagen). Other familiar companies like Sony, IBM and Coca-Cola are also defined as being TNCs. Trance National Corporations are established globally for their advantages, to earn more profits. They bring with them both positive and negative impacts for the country that plays host to them. Top 10 TNCs in 2009 TNCs manufacturing high-tech Scientific instructions, pharmaceuticals microelectronics, (Mitsubishi, Sony, Glaxo- Smithkleine) Large volume consumer goods Tyres, Motor vehicles, televisions other electronic products (Toyota, Daimler, Ford, Volkswagen, General Motors) 3) Mass produced consumer goods cigarettes, beverages, breakfast cereals, cosmetics branded goods (Mars, Uniliever, Nestle, Kraft foods) 4) Service Banking/ insurance, freight transport, advertising, hotel chains and fast food outlets (IN group, AXA, citigroup, HSBC, Allianz, Dexia) TNCs organize manage economic activities in different regions develop trade inside between units of the similar corporation in different regions. It means they can often control the terms of trade and can diminish the effect of quota boundaries on the movement of products, go around trade tariffs. Advantages to TNCs TNCs have the ability to take advantage of spatial differences in factors of production. They can utilize differences in the accessibility of labor, capital, and building or land costs. e.g. 2002 Dyson moved its production from a plant in Malmesbury, Wiltshire to Malayasia to take advantage of cheap labor. Dyson did retain several hundred jobs in Wiltshire for RD saving of 30% in production costs0 They can locate to take advantage of government policies such as lower taxes, subsidies and grants and less strict legislation on employment and pollution. They can get round trade barriers by locating production within the market where they want to sell. E.g. Nissan in Sunderland, Toyota in Derby. Japanese car firms have been attracted to locations in the EU because of quota restrictions on the import of Japanese made vehicles into European manufacturers and gain entry to the European market What are NICs? Country that has within recent decades experienced a get through into rapid productivity growth, rapid export oriented economic growth, quick industrialization farther a high amount of investment and assets formation largely funded from local savings, and a high tendency to export, with end user durables and machinery accounting for a large share of exports. Superior examples are South Korea, Hong Kong, Taiwan, and Singapore. These countries invest capital and production facilities in other developing countries like China, Vietnam, India, and some countries in South East Asia. Within 20th century lots of East Asia countries were industrialized such as South Koria, Taiwan, Philippines, Singapore, Thailand, and Japan. These states are called as Newly Industrialized Countries or (NICs). They are also sometimes referred to as Tiger Economies because of the growth rate of these counties. The governments of NICs controlled over industrial development motivated industries to export manufactured products to abrade such as more developed states. The exports profits were re-invested in the local economy. Local businesses did grow; wages rose workers did spend their new assets to buy domestic goods and services thus motivating further growth. This type of rotation or knock-on effect, in which money paid out by businesses is reinvested inside the country, is often called the multiplier effect. NICs have been being succeeded for the last 30 years. That successfulness of these economies has contributed to the turn down of manufacturing industries in MEDCs like UK. Industries struggled to compete with the NICs competition, because their production cost and wages were very low. Characteristics of NICs Countries whorled market exporter share is increasing, they often copying existing products then reproducing for a much low price. Continues growth in the production sector that results for more exports continues increasing of GDP. Generally NICs Can be developed by three stagers, thats traditional society to a developed country society. Three stagers are explained below. The time frame of whole process can be minimum 30 years. Traditional society: There are more labors work under the industry, its labor oriented. Concentrating on small cottage-style traditional industries, concentrated on local raw materials. Instance could include food processing, textile manufacture Most of the time, lots of people are still work in the primary sector, doing things include farming. Using primary technologies most of the people have less money. Import the products what they want, that indicate county is not producing what they actually needed addicted to import products. Import substitution industries: The country does promote its own industries. Newly started companies imitate products from well known market giants and then produce them for low price. The government operates tariff barrios for the products are being imported trades that make similar products. The purpose of that is protecting their own domestic companies whilst they grow. Instance industries are computer manufacture, car manufacture, electronic goods and other electrical goods, like hi-fis. Export orientated industries: The new companies established in their own country they are unleashed upon the global market. Industries are being capital intensive, using high technology aimed at earning a big profit. The gross domestic product (GDP) of the country starts to increase, mostly growing at well over 5% per year which is a wonderful rate. Now the country has been being an NIC. How do TNCs affect to the NICs economy their environment? Investment: Advantages: The companies earn, invest, bring foreign currency into the country. Though most of their earnings come back to the companys country of host, all the remunerations do come to the local economy Disadvantages: The salaries paid to host country workers are very low and a lot of companies have been accused of exploiting the workforce before benefiting it. There are often tax incentives for these TNCs to locate in countries in the Developing World. Due to the fact that they get lots of their profits out of the country that says the real economic benefit to the country could be limited. Technology: Advantages: TNCs help the development of the NICs by bringing in latest technology and new knowledge that the host country doesnt use. Disadvantages: Unless the company actively participates in a program to educate local companies in the new technologies, the countrys industry will not really benefit. TNCs are not going to share too much information. If the local industry competition will increase because of new knowledge TNCs have to compete even with the local companies. Transport: Advantages: The new TNCs mostly help to develop transport links around the company area. Disadvantages: Mostly serve only the direct roads, rails that needs of the company, not the surrounding area as well. Employment: Advantages: They create jobs opportunities for the NICs domestic employees. Disadvantages: Most of the jobs opportunities are highly skilled so the company uses their own people to do the work. Because of the technological environment of these companies. Remain less jobs opportunities. Urbanization -launching a TNC in a city in NIC does encourage urbanization. Young migrant workers gather to the city. It influence to the rural communities their development Environment/Safety: Advantages: Companies bring with them the environmental friendly technologies expertise to decrees harmful pollution establish a safe working environment. Disadvantages: a lot of TNCs have very bad history on pollution and worker safety. They have been complained of trying to cut both safety of working environment and environmental pollution in order to keep costs down. . Overall impact to the Economic growth Development of NICs can be potentially promoted by transnational corporations through their activities that generate economic growth. Some evidence exists that the foreign exchange and foreign direct investment that TNCs provide can improve the performance of the economy of the NICs which they operate in. The process of economic growth is impacted by the TNCs through influencing the quality and amount of new capital formation, transfer of soft and hard technology, expansion of trade opportunities and the development of human resources. Further, Such as Province of China, Taiwan, and South Korea demonstrate, that under some conditions economic growth can foster social development. For example in Taiwan, enormous growth of economy has been combined with increased educational levels, longer life spans, improved health conditions, advanced housing conditions, political liberalization and enhanced civil liberties. Theoretically TNCs can uplift the development of the NICs society by fostering economic growth; practically this relationship exists for two reasons. Mainly, in the host countries it is not clear whether transnational corporations are really responsible for the growth of economy. In the most recent two notable cases related to economic transformation, Taiwan and South Korea, a negligible role was played by transnational corporations. Further, TNCs actually have the ability to prevent NICs local economic growth by running local entrepreneurs out of the business zone, along with the importing of main goods and services, reducing large amounts of the profits from their local NICs, and transferring royalties and fees to the main companies which are located away from the host economy. Secondly, even if the economy of the NIC is not developing, there is a tenuous relationship between social development and economic growth. Even though there is an global economic growth annually, it is yet hard to prevent the problems of poverty, unemployment, inequality in wealth, and such other issues of social malaise. For example In Cote dIvoire, from 1960 to 1975 the TNCs could have helped to foster aggregate the growth of the economy, they did only a very little to uplift the development of the society: increase in unemployment, income distribution expanded and nationals increasingly started losing the control over the industrial capacities of the country. In some, under some circumstances TNCs can act as the engines of growth of economy, the power of economy is very rarely harnessed to the achievement of development. Overall impact to the Environment Transnational corporations can have a negative impact through a demotion of resources in the environment to the social development. And over the past ten years such entities had been responsible for environmental disasters. For an example, Union Carbide in Bhopal, India, Exxons Valdez spill off Alaska, and Texaco in Ecuador. To a group of environmental problems TNCs have been linked. Fifty percent of the green house emissions are generated by them, in which they are responsible for global warming. Furthermore they are also the users of ozone-depleting chlorofluorocarbons (CFCs) and they are also producers of CFCs. Explaining further, transnational corporations are responsible for the pollution of land, air, wetlands, water and the oceans. Ultimately, through their mining activities and commercial logging, there is a contribution to deforestation by the TNC. For example in the mid-1980s, there was a control of 90per cent of the logging by the foreign corporations in Gabon and in Congo it was 77 per cent. As a result of such mining and logging negative effects such as flooding, loss of topsoil rapid run-off of rain have occurred; Farmers are economically not in a rich status to buy the land from forest owners and usually TNCs dont internalize such social costs. Hence such negative externalities cannot be p revented. The relationship between TNCs and the environment is massively complex even though transnational corporations can definitely obstruct social development through their environmental practices .But yet the Critics dont mention that consumption of environmental resources should be abstained by transnational corporations, instead they should promote sustainable growth and development via their activities. In the meantime there is a practice by the TNCs to follow demoted environmental standards in the developing countries with comparison to the developed countries; and it is found with evidence that environmental practices are more responsible in developing countries than in local firms functioning in such countries. Nevertheless, critics emphasize that, as a result of having better resources they have better access to research and development, It is the responsibility of the TNCs to promote environmentally sustainable practices and they bare that responsibility. Some companies undergoing so much of pressure have started to follow more environmentally responsible policies. Example, a maligned polluter named Dow Chemical, had to establish one-and-a-half days each session with the environmentalists brief senior management quarterly. The salary of the manager was pegged to the goals of the environment, and a toxic release of 32 per cent between 1988 and 1991. Further some laudable environmental practices were also implemented by the IBM including rewards for the employees for technical innovations which helped to comply with the environmental standards. Finally 18 environmental awards were won by ATT since 1990. On the other hand, expect these three companies majority pillage to consume environmental resources from the countries that are developing and they consume these environmental resources in a destructive and unsuitable manner. practices which certainly hamper prospects for social development. Some of the companies that involves in issues related to the environment are General Electric and DuPont, for example, Dupont was responsible for toxic chemical releases in 254 million pounds during the period of 1991 in the United States , and this has led to minimize such practices that destroys environment. e.g. In December 1984, one of the worlds worst industrial disasters occurred in a Union Carbide plant in Bhopal, India. Poisonous gas leaked from a negligently maintained chemical factory killing 3,000 and injuring over 200,000. See Reinhold (1985), Lueck (1985) and Everest (1985). An Exxon ship called the Valdez crashed off the coast of Alaska, spilling thousands of gallons of oil into the ocean and killing large amounts of marine life. The company untruthfully maintained that the oil spill had caused only minor damage and that the oil spill had been satisfactorily neutralized (de George, op. cit., p. 5). Conclusion -s-cool.co.uk. (). Geography GCSE: Industry. Newly industrialised countries: South Korea. (), . http://www.s-cool.co.uk/gcse/geography/industry/industry-in-the-developing-world.html

Review of Painted Love Letters by Catherine Bateson Essays -- essays r

‘Painted Love Letters’, written by Catherine Bateson. The cover of this book looks like a painting of a black & white picket fence, with trees in the background behind the fence, and a purple bougainvillea hanging in the front. It suggests the book will be about a family- because of the stereotype of white picket fences in front of traditional family houses, the families that live in the suburbs with two kids and both parents, a canine and a â€Å"happy† life. But because behind the fence there are, what look like, pine trees, it prompts to suggest that the story isn’t set in the suburbs. What made me choose ‘Painted Love Letters’ was the thickness. Indeed a bit shallow, I wasn’t in the mood for a thousand paged, completely engaging novel. â€Å"Before and After.† – the first chapter. ‘Dad said that in Nurralloo we were surrounded by Philistines who wouldn’t know a good painting if it jumped up and bit them, but at the pub they hung one of his small watercolours, a sketch he called it, and Dad got free beers. He said by the time I was sixteen, we’d be rich. We’d celebrate my birthday in Paris, the city of art and lovers. Mum said, ‘Don’t put ideas in her head Dave Grainger. Chrissie, don’t listen to him,’ and flicked her tea towel at him but later she pulled down one of Dad’s art books and showed me paintings of people dancing in Paris and a Paris pub which looked posher than the Station Hotel.’ My initial response to the writing is it seems temperately colloquial. It makes me feel as though I am a young teenager’s journal- so it wouldn’t consist of acutely complex language or unfamiliar phrases. It is definitely not compelling, but on the up-side it can be understood and related to quite simply. For example, I can imagine my fat... ...ere a part of me. I knew everything now about love and death, everything I needed to know.† My prediction was correct, but only because of the build up of Dave’s death in the beginning of the book. The end was very satisfying – I believe the author put a really good close to the book. Chrissie had grown up and learnt so much about life at such a young age. If I were basing the conclusion on how I would have behaved, I would have had Chrissie disintegrate into nothing because she had such a huge part of her life ripped away from her. But, I think Catherine Bateson’s ending is much more pleasant, and definitely touches my heart. When I think about it, the front cover in a sense symbolises Dave’s life. He is the purple bougainvillea hanging on the black and white fence. This could be a way of how they celebrate his life – show how bright he was in a cold world.

Tsunamis Essay -- Tsunamis Natural Disasters Nature Essays

Tsunamis Table of Contents  Ã‚  Ã‚  Ã‚  Ã‚  1 Introduction:  Ã‚  Ã‚  Ã‚  Ã‚  2 Impact to human life:  Ã‚  Ã‚  Ã‚  Ã‚  3 Impact to Non-human life:  Ã‚  Ã‚  Ã‚  Ã‚  4 Impact to the Environment:  Ã‚  Ã‚  Ã‚  Ã‚  7 Impact to the Economy:  Ã‚  Ã‚  Ã‚  Ã‚  8 American Red Cross Assistance:  Ã‚  Ã‚  Ã‚  Ã‚  9 Conclusion:  Ã‚  Ã‚  Ã‚  Ã‚  13 Bibliography:  Ã‚  Ã‚  Ã‚  Ã‚  14 Introduction: A massive Tsunami (Japanese for â€Å"Harbor wave†) had hit southern Asia the day after Christmas 2004. The cause of the Tsunami was an offshore earthquake that results in the tectonic plates being displaced and the creation of a vertical shift in the ocean floor. This vertical shift lead to a large volume of water being uplifted and turned to create a huge wave that traveled up to 300 miles per hour, gradually slowing as it reached the shore. At that time, people in the coastal areas were not aware of the terror that they were about to endure. They received no warnings of the tsunami. Unfortunately, 10 meters of the wave caught many people by surprise, as they looked dumfounded when the ocean engulfed them whole. To date this disaster is believed to have killed over three hundred thousand people, marking itself as one of the most devastating Tsunamis ever. The waves from the Tsunami destroyed everything in their path and drowned most innocent living things with it. It has now been concluded that the earthquake, which caused this Tsunami, was probably twice as strong as originally estimated - a magnitude 9.15 instead of 9.0. Much of the slippage along the fault is believed to have taken place as much as a half an hour after the initial quake and continued up to three hours afterward. Additionally, it is feared that earthquake could continue to affect the region for many years and could trigger more large quakes (Eric P H Yap, 2005).   Ã‚  Ã‚  Ã‚  Ã‚  It is believed that some areas were harder hit, by the Tsunami’s strength, than others due to coastal commercial development. The development of coastal areas damages or totally destroys much of the surrounding coral reefs. Certain areas, such as in the Maldives, still have a network of coral reefs and intact mangroves that may have protected the island from the open sea. "Poorly planned coastal development has compounded the impact of the tsunami," said Mubariq Ahmad, Head of WWF Indonesia. "It is vital that we don't make the mistakes of the past. We need to rebuild in a sustainable and safe way (Le Tourneau Gore, 2005).† Impact to human life: Th... ... MESBAHI of Share The World s Resource s (STWR). "The tsunami and Brandt Report :[1 Edition]. " Papua - New Guinea Post - Courier 7 February 2005. ProQuest Newsstand. ProQuest. "UN: Rehabilitation of severely affected mangroves would help speed recovery from tsunami, says food and agriculture organization. " M2 Presswire 20 January 2005. ProQuest Newsstand. ProQuest. Rinne, Pasi et al. After the Tsunami: Rapid Environmental Assessment. United Nations Environment Programme. 2005. Eric Bellman in Lake Hikkaduwa, Sri Lanka, and Timothy Mapes in Banda Aceh, Indonesia. "Tsunami Aftermath: Scarred Earth: Will Nature Bounce Back?; Salt Water and Debris Alter Ecosystems Threatening Fields, Reefs and Forests. " Asian Wall Street Journal [New York, N.Y.] 17 Jan. 2005,A.5. ProQuest Newsstand. ProQuest. Animal Planet News. Slow Recovery for Seal Life. 12 Jan.2005. 30 May 2005. Animal Friends Croatia. Tsunamis killed animals, too! 30 May 2005. Animal Planet News. Tsunamis Destroy Sea Life. 3 Jan. 2005. Animal Planet News. Sri Lankan Wildlife Avoided the Tsunamis. 4 Jan 2005. 30 May 2005. Donaldson-Evans, Catherine. Tsunami Animals: A Sixth Sense? 9 Jan. 2005. 30 May 2005.

Impact of Mobile Phones

Most school administrations regard cell phone use as disruptive and distracting, and have implemented policies that prohibits using them on school grounds. Cell phones are a disruption in school. Text messaging can be used to cheat on tests. Students who are text messaging are not able to give full attention to the lesson. If a student cell phone rings in class, it totally disrupts the class for a considerable period of time. Many cell phones are also camera phones. Camera phones present an invasion of privacy in the schools . One of the best ways we can protect the privacy of every student is to ban cell phones from school during the school day. During the school day, students need to be focused on classroom instruction without distractions. While the phones are very convenient and a common part of everyday life, for the most part, they are a distraction everywhere. Have you ever been on a bus or plane and somebody is carrying on a loud personal conversation? At a school, the distraction may be even greater than in a public place. For many teachers, one of the biggest concerns about including cell phones in schools is that they will be used inappropriately. Students do not need cell phones during school hours. Many schools now have telephones in the classroom, if it really is an emergency students are easily contacted. I don't really understand why some parents are so adamant about being able to contact their kids at school at a moment's notice. Teachers have a difficult job as it is. They don't need to be dealing with kids having cell phones going off, surreptitiously texting each other, going on the Internet, and taking photos and video not to mention the possibilities for cheating. There are enough distractions Students will text each other all the time during class, and there are times when the teachers won't even notice! Cellular phones are very distracting. Are we now slaves to our technology? If the student needs to call home they only need to go to the main office or guidance to contact a parent or guardian. Most calls home are not for emergencies, they are for mere simple communication that do not need to be done during school. It must have been a miracle that I made it through that time without the need of a cell phone. The majority of the calls, if not all, will be used in idle chatter. Their current uses are for distraction, social interaction, and lewd photography. And let's not ignore the parents who would call students during class to talk about non-emergency issues. If it is truly an emergency, call the school main number and have the child brought to the office. There should be NO tcell phones in the schools. There are no pros for cellular phone use in school. While cell phones are a convenience, however they don't belong in the school with our students. Students will use them in the class regardless of the rules. It will be a disruptive convenience benefiting only the students to talk to anyone. They will use it to text their friends or to play games. If there is a true emergency the parent only needs to call the school. Cell phones in the school will be a total disruption, they will be a good cheating device. Obviously the cons of allowing cell phones in school, outweigh the pros. Cell phones have become a nuisance. Youngsters have enough distractions. And, there is no difference between looking through your phone and reading a note passed in class. School is for learning. Students will take it for granted and answer calls during the class. It leaves no hope for the classroom teacher. Whether the phone is on vibrate or not, it still makes no difference because the youngster will be continuously looking at the phone in anticipation of a call or a text message. Text messaging turned out to be as popular as e-mail and is omnipresent in many students' hands, and can caused total disruption to mere chaos in the classroom. Distractions such as cellular phones don't belong in school. There is no need for cell phones in the schools, just as there was no need for them in the past. In the case of a true emergency, schools have in place systems that protect the children and notify the parents. It is the parents who are entitled to a cell phone . As a result they will always be available at a moment notice. Cellular phones in school are an unnecessary distraction that take time away from teachers and can be a source in cheating. Text messaging is an epidemic. I'm sorry to tell you this, but if you think students will not be texting each other while a teacher is teaching, you're dead wrong. Whether parents feel it is necessary to have cell phones in the schools or not, it is still a distraction to their children's education. It is a disservice to our children to allow cell phones during in the schools. Cell phones have become a huge problem. Kids text during class, leading to cheating, or coordination of othe r â€Å"bad† activities.